Owner worksheet

Estimate what a holding period may cost.

Choose the number of months and enter only the recurring amounts you want counted. The arithmetic stays in this browser and does not require a property inquiry or contact information.

Build the estimate

Start with time. Add only what you know.

Every amount below is monthly. A blank field is excluded from the estimate; it does not mean the property has no actual cost in that category.

Holding period

Use a whole number from 0 through 120 months.

Zero months is allowed and produces a $0.00 holding-period result.

Monthly carrying costs

Enter zero, leave blank, or use a monthly amount up to $1,000,000.00 in each category.

The monthly mortgage-related amount you want included, if any.

Use a monthly amount. Divide an annual figure by 12 if that matches your worksheet.

The monthly property-insurance amount you want counted.

Electricity, gas, water, trash, or other monthly utilities you choose to include.

A user-supplied monthly maintenance amount, not a preset reserve.

Monthly rent or other income you expect not to receive during the selected period.

Association dues, lawn care, snow service, monitoring, or another monthly amount.

Separate from the worksheet

Want to discuss the property itself?

The property inquiry is a separate path. Calculator entries are not copied into it, and starting an inquiry does not create an offer or guarantee a closing.

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